cinder.fi
Every dollar moves your timeline.
Free retirement planning tool for Canada and the US. Monte Carlo simulations, RRSP meltdown strategies, tax-efficient withdrawals, and 12+ interactive charts.
Features
- Monte Carlo retirement simulations
- RRSP meltdown & Roth conversion strategies
- Full tax engines for all Canadian provinces & US states
- CPP/OAS & Social Security optimization
- Budget tracking with CSV, OFX, and YNAB import
- 12+ interactive projection charts
Read our retirement planning guides
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